More House

Conversation with Linda at Ellison Insurance, last Thursday:

Since you're not actively involved in farming, we'll cancel the farm policy and just give you a homeowner's policy; we can add an endorsement for the rented farmland.

We'll start with builder's risk coverage, for materials theft, etc., and $128K [the loan amount] to start. As the house is completed, we'll increase the coverage to the final amount. The policy will be $300K liability, for $306.87/year with $1000 deductible. [That's SO much less than I've been paying heretofore!]

Let us know as soon as possible when the coverage should start.